Top Picks for UK Travel Insurance for Seniors Over 70

Travel insurance is increasingly vital for UK seniors over 70, facing unique challenges like pre-existing medical conditions and COVID-19. This article explores the top travel insurance options for this demographic.

Understanding Travel Insurance Needs for Over 70s

Seniors over 70 need specialized policies offering extensive medical coverage, COVID-19 acknowledgment, and pre-existing condition accommodation.

  • Medical Coverage: Essential for potential health issues.
  • COVID-19 Coverage: A necessity in today’s travel landscape.
  • Pre-existing Conditions: Coverage for common senior health issues.

Top Travel Insurance for Over 70s in the UK

1. Saga Travel Insurance


  • Specializes in insurance for over-50s.
  • Covers serious medical conditions, including COVID-19.
Comprehensive medical coveragePrice varies significantly


Saga Travel Insurance is highly recommended for its extensive coverage, especially for serious medical conditions.

2. Avanti Travel Insurance


  • Range of policies for pre-existing conditions.
  • Includes emergency medical treatment and repatriation.
Specialized for pre-existing conditionsCost can be high depending on the condition


Avanti is ideal for those with pre-existing medical conditions, offering tailored policies.

3. All Clear Travel Insurance


  • Covers a wide range of medical conditions.
  • Comprehensive COVID-19 coverage.
Extensive medical condition coverageMore expensive for complex conditions


All Clear is a great choice for comprehensive medical and COVID-19 coverage.

4. Staysure Travel Insurance


  • Focuses on over-50s, including pre-existing conditions.
  • Offers various policy levels.
Diverse policy optionsCan be costly for higher coverage levels


Staysure is suitable for those seeking diverse policy options and comprehensive coverage.

Factors to Consider When Choosing Travel Insurance

Seniors should consider coverage limits, deductibles, and exclusions, especially for COVID-19 and pre-existing conditions.

Which is the Best Option?

Considering the balance of coverage and cost, Saga Travel Insurance stands out for its comprehensive coverage for serious medical conditions, making it a top choice for seniors over 70.


1. What Age is a Senior Citizen?

Typically, a senior citizen in the UK is considered to be 60 years and older.

2. What is Free for Over 60s in the UK?

In the UK, seniors over 60 are entitled to free prescriptions and sight tests.

3. Do I Really Need Travel Insurance in the UK?

While not mandatory, travel insurance is highly recommended for UK holidays to cover personal item loss and holiday cancellations.

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