This article seeks to shed light on the relationship between Sutter Health and Medicare, specifically addressing Sutter Health’s acceptance of Medicare patients and their partnership with eHealth for Medicare Advantage. Additionally, we will delve into the intricacies of Medicare, its various parts, and the Medicare Advantage program.
Does Sutter Health Accept Medicare Patients?
Yes, Sutter Health actively participates in the Centers for Medicare & Medicaid Services’ (CMS) Medicare Shared Savings Program (MSSP) as of January 1, 2023. With an increasing number of people enrolling in Medicare, Sutter Health aims to provide efficient and effective care to these patients. It’s crucial to note that while current patients with original Medicare will continue receiving services from their Sutter/Palo Alto Medical Foundation doctors, new patients might need to enroll with specific Medicare Advantage plans contracted with Sutter Health/PAMF or seek medical services elsewhere.
Sutter Health Partnership with eHealth to Provide Medicare Advantage
Sutter Health has forged a partnership with eHealth to assist individuals in comparing their Medicare Advantage coverage options. Patients looking to find the right Medicare Advantage Plan can utilize eHealth’s online plan comparison tool or get in touch with a licensed insurance agent. Sutter Health is providing this tool as a service for its customers and is not involved in choosing plans that are displayed, nor recommend or endorse any plans made available at this site.
Medicare: A Brief Overview
Includes Part A (Hospital Insurance) and Part B (Medical Insurance). Acceptance is widespread across doctors or hospitals that take Medicare in the U.S.
|Part A||Part B|
Medicare Advantage (Part C):
Medicare Advantage (also known as Part C) is provided by private companies in agreement with Medicare, encompassing both Original Medicare Parts A and B. These plans often also offer Part D (prescription drug coverage). May require selecting doctors from within the plan’s network. Offers benefits like vision, hearing, and dental services. Such plans provide a comprehensive and possibly cost-effective coverage option, often with additional benefits, making the medical journey simpler for beneficiaries.
These Advantage plans might also furnish additional perks such as:
- Fitness programs
- Transportation to doctor appointments
The overarching advantage of these plans is that they simplify the intricate Medicare processes, potentially offering a broader range of benefits.
Financial Assistance by Sutter Health
Sutter Health has a rich history of community support, showcased by its generous financial aid policies. Their mission ensures that no uninsured patient faces the full billed amount at any Sutter hospital. There are numerous assistance options, including charity care, hospital discounts, payment plans, and more.
Sutter Health hospitals in Northern California have several policies in place:
- Full charity care for uninsured patients earning 400% or less of the Federal Poverty Income Guideline (FPIG).
- Discounts for uninsured patients exceeding 401% of FPIG.
- Write-offs for insured patients with high medical costs.
- No-interest payment plans for all patients.
The charity care and Low Income Uninsured Program by Sutter Health ensures:
- Free medical care for uninsured patients earning up to 200% of the Federal Poverty Index Guidelines.
- Uninsured low-income patients earning above 200% of the FPIG can have their payment liability limited to 30% of their annual household income.
For a deeper understanding or to apply for financial aid, patients are encouraged to reach out to any Sutter hospital or use the provided contact details.
As healthcare complexities increase, it’s essential for patients to understand their choices and the services available to them. Sutter Health’s commitment to Medicare patients and its varied financial assistance policies demonstrate its dedication to ensuring quality healthcare for all.