Best Health Insurance for High Net Worth Individuals: Elite Coverage Options
Planning a trip from Ireland to the USA? This guide provides an in-depth look at the best travel insurance options available in 2023, helping you make an informed decision for a worry-free journey.
Best Travel Insurance for USA
Top 5 best Best Travel Insurance for USA are as follows-
1. WORLD NOMADS
Description:
- Global coverage with customizable plans
- Standard and Explorer plans with varying coverage limits
- Includes emergency medical expenses, trip interruptions, and baggage loss
Pros & Cons:
| Pros | Cons |
| High coverage limit. | Higher cost for Explorer plan. |
| Includes counseling services. | Limited cancellation coverage. |
Verdict:
World Nomads offers comprehensive and flexible insurance plans, ideal for travelers seeking extensive coverage.
2. IMG GLOBAL
Description:
- Two main insurance options: iTravelInsured Travel SE and LX
- Covers trip cancellations, interruptions, and medical emergencies
- 24/7 customer support
Pros & Cons:
| Pros | Cons |
| Comprehensive medical coverage. | Limited coverage for trip delays. |
| Free cancellation within 10 days of purchase. | Lesser coverage in Travel Lite plan. |
Verdict:
IMG Global is a solid choice for those prioritizing medical coverage and customer support during their travel.
3. TRAVEL GUARD
Description:
- Variety of plans for single and multi-trips
- Unlimited medical expenses coverage
- Includes baggage and trip cancellation protection
Pros & Cons:
| Pros | Cons |
| Unlimited medical coverage. | Limited baggage coverage. |
| Multiple plan options. | Varied coverage across countries. |
Verdict:
Travel Guard’s range of plans and extensive medical coverage make it a versatile option for diverse travel needs.
4. TRAWICK INTERNATIONAL
Description:
- Plans specifically for non-U.S citizens visiting the USA
- Covers medical accidents, illnesses, and COVID-related issues
- High policy maximum and adjustable deductible
Pros & Cons:
| Pros | Cons |
| High coverage for medical issues. | No coverage for trip cancellations. |
| Customizable policy terms. | Limited coverage for mental health issues. |
Verdict:
Trawick International is ideal for those prioritizing medical safety and flexibility in insurance terms.
5. VISITORSCOVERAGE
Description:
- Popular CoverAmerica-Gold plan
- Covers medical expenses, trip delays, and interruptions
- Additional benefits including flu shots and lost passport coverage
Pros & Cons:
| Pros | Cons |
| Diverse medical coverage. | Low coverage for trip delays. |
| Added benefits for health and safety. | No coverage for trip cancellations. |
Verdict:
VisitorsCoverage is a great choice for those looking for comprehensive medical coverage with additional health benefits.
Which is the Best option ?
Determining the “best” option among the travel insurance choices for your trip from Ireland to the USA depends on your specific needs and priorities. Here’s a brief overview to help you decide:
World Nomads: Ideal if you’re looking for extensive and flexible coverage, especially for medical emergencies and trip interruptions. It’s more suitable for travelers who prioritize comprehensive coverage over cost.
IMG Global: A solid choice for those who prioritize medical coverage and customer support. It offers comprehensive medical coverage and has the advantage of free cancellation within 10 days of purchase.
Travel Guard: Offers a variety of plans, making it versatile for different travel needs. It’s particularly strong in providing unlimited medical expenses coverage.
Trawick International: Best for those prioritizing medical safety and flexibility in insurance terms. It offers high coverage for medical issues and allows customizable policy terms.
VisitorsCoverage: Great for comprehensive medical coverage with additional health benefits, like flu shots and lost passport coverage. However, it doesn’t cover trip cancellations.
