Best Health Insurance for High-Net-Worth Individuals: Coverage Options

Planning a trip from Ireland to the USA? This guide provides an in-depth look at the best travel insurance options available in 2023, helping you make an informed decision for a worry-free journey.

Best Travel Insurance for USA

Top 5 best Best Travel Insurance for USA are as follows-

1. WORLD NOMADS

Description:

  • Global coverage with customizable plans
  • Standard and Explorer plans with varying coverage limits
  • Includes emergency medical expenses, trip interruptions, and baggage loss

Pros & Cons:

ProsCons
High coverage limit.Higher cost for Explorer plan.
Includes counseling services.Limited cancellation coverage.

Verdict:

World Nomads offers comprehensive and flexible insurance plans, ideal for travelers seeking extensive coverage.

2. IMG GLOBAL

Description:

  • Two main insurance options: iTravelInsured Travel SE and LX
  • Covers trip cancellations, interruptions, and medical emergencies
  • 24/7 customer support

Pros & Cons:

ProsCons
Comprehensive medical coverage.Limited coverage for trip delays.
Free cancellation within 10 days of purchase.Lesser coverage in Travel Lite plan.

Verdict:

IMG Global is a solid choice for those prioritizing medical coverage and customer support during their travel.

3. TRAVEL GUARD

Description:

  • Variety of plans for single and multi-trips
  • Unlimited medical expenses coverage
  • Includes baggage and trip cancellation protection

Pros & Cons:

ProsCons
Unlimited medical coverage.Limited baggage coverage.
Multiple plan options.Varied coverage across countries.

Verdict:

Travel Guard’s range of plans and extensive medical coverage make it a versatile option for diverse travel needs.

4. TRAWICK INTERNATIONAL

Description:

  • Plans specifically for non-U.S citizens visiting the USA
  • Covers medical accidents, illnesses, and COVID-related issues
  • High policy maximum and adjustable deductible

Pros & Cons:

ProsCons
High coverage for medical issues.No coverage for trip cancellations.
Customizable policy terms.Limited coverage for mental health issues.

Verdict:

Trawick International is ideal for those prioritizing medical safety and flexibility in insurance terms.

5. VISITORSCOVERAGE

Description:

  • Popular CoverAmerica-Gold plan
  • Covers medical expenses, trip delays, and interruptions
  • Additional benefits including flu shots and lost passport coverage

Pros & Cons:

ProsCons
Diverse medical coverage.Low coverage for trip delays.
Added benefits for health and safety.No coverage for trip cancellations.

Verdict:

VisitorsCoverage is a great choice for those looking for comprehensive medical coverage with additional health benefits.

Which is the Best option ?

Determining the “best” option among the travel insurance choices for your trip from Ireland to the USA depends on your specific needs and priorities. Here’s a brief overview to help you decide:

World Nomads: Ideal if you’re looking for extensive and flexible coverage, especially for medical emergencies and trip interruptions. It’s more suitable for travelers who prioritize comprehensive coverage over cost.

IMG Global: A solid choice for those who prioritize medical coverage and customer support. It offers comprehensive medical coverage and has the advantage of free cancellation within 10 days of purchase.

Travel Guard: Offers a variety of plans, making it versatile for different travel needs. It’s particularly strong in providing unlimited medical expenses coverage.

Trawick International: Best for those prioritizing medical safety and flexibility in insurance terms. It offers high coverage for medical issues and allows customizable policy terms.

VisitorsCoverage: Great for comprehensive medical coverage with additional health benefits, like flu shots and lost passport coverage. However, it doesn’t cover trip cancellations.

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